Apple plans to start its U.S. iPhone leasing program on a near date through the upgrade plan system. The service partners with Klarna's platform for monthly payments. It targets buyers amid increased spending levels after Apple hiked Mac prices recently. Users may pick installment plans instead of buying all at once. Leased iPhones can be locked out if terms are broken. Apple includes tied functions in future iOS release. Some shoppers are curious how leasing differs from ownership outright. Critics flag that remote blocks leave buyers stranded if payments slip. Supporters say leasing cuts entry cost and keeps upgrades simpler. The plan fits Apple's release pattern as iPhone prices climb device by device. Buyers should weigh options before diving in.