Australia's top-performing superannuation growth funds posted more than 10 per cent returns in the 2025-26 financial year, while others notched losses. AFR, The West Australian and Livewire Markets released roundups of the best performers. Funds with high equity allocations typically outpaced those weighted to property after post-budget shifts. A member who lost $139,000 reportedly faced an difficulty retiring and reported debts. The AFR, The West and Livewire Markets issued updated fund rankings this month.
Industry watchers say the gap between equity-heavy options and defensive ones stretched sharply across the year. Multiple high-growth products beat their benchmarks, driven by a surge in shares and business solutions positions. By contrast, property-heavy options dragged after rate concerns and softer asset prices. This outlook has left members wondering whether to stay put or switch.
People nearing retirement felt the sting most: one case revolved around a member who watched balances drop by hundreds of thousands, forcing them to keep working. Financial advisers urge members to check their asset allocation and test their plan against rough patches. Trustees at major funds note diversification as the core shelter when markets tank.
Regulators keep to push for clearer disclosure on risk and costs, and watchers anticipate more rankings soon. Until conditions shift, savers holding growth funds can brace for both solid gains or deep cuts in the a single period.