Here are some recent items related to mortgage law/regulation (mostly US-focused) that have been in the news/updates:
- California foreclosure-related protections (AB 2424): California signed a law that adds new mortgage borrower protections, including foreclosure notification and sale requirements for mortgage lenders, with an effective date of Jan 1, 2025.[1]
- California mortgage-forbearance legislation (Mortgage Forbearance Act): Reporting on recent state mortgage legislation notes California’s Mortgage Forbearance Act, signed Sept 22, 2025, with an immediate effect as an urgency statute.[5]
- Mortgage lending compliance changes (regulators/CFPB/industry compliance updates): A 2025 compliance roundup discusses how the CFPB and other regulators are shaping mortgage-lending expectations, including topics like loan originator compensation limits and potential shifts in interpretation of fair lending concepts.[2]
- Broader mortgage banking regulatory update (2026 newsletter coverage): A Ballard Spahr “Mortgage Banking Update” highlighted ongoing legal/regulatory developments affecting mortgage and consumer finance areas.[3]
Quick question (so I can narrow it down)
When you say “mortgage law,” do you mean UK law (England/Wales/Scotland/NI) or US law, and are you most interested in borrower protections, lender regulation/complaints, or foreclosure/repossession?
Sources
Stay updated with breaking news from Residential mortgage regulators. Get real-time updates on events, politics, business, and more. Visit us for reli
comparemela.comGet the latest mortgage lending industry updates from Fannie Mae, the CFPB, and more to improve your financial institution’s compliance management system.
www.ncontracts.comThe SEC’s Policy Shift: Why the SEC now allows mandatory arbitration provisions in registration statements, and how the focus has moved to disclosure, not the substance, of arbitration clauses. State Law Challenges: How Delaware’s SB 95 (DGCL 115(c)) bans arbitration provisions for federal securities law claims in corporate charters, and the legislative backstory behind this move. … 2. By requesting $145 Million in funds from the Fed, the CFPB may have mooted the two other lawsuits raising the...
www.ballardspahr.comMay 20, 2024: Supreme Court Rules in CFPB’s Favor; FSOC Released Report on Nonbanks; Prudential Regulators Testify on the Hill MBA Newslink May 14, 2024: Fed's Powell says high interest rates may 'take longer than expected' to lower inflation USA Today
www.texasmba.orgControversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that ...
gmatclub.comMortgage Shop Financial Services News & Press Release Coverage
www.mortgageshop.comOn September 22, 2025, California Governor Gavin Newsom signed Assembly Bill 238, which took immediate effect as an urgency statute. The new Mortgage Forbearance Act (the Act) can be found in section 3273.20 et seq. of the...more On September 22, 2025, California Gov. Gavin Newsom signed the Mortgage Forbearance Act into law, with an immediate effective date. The law, designed to provide emergency relief to California mortgage loan borrowers impacted...more … The latest edition of the Consumer...
www.jdsupra.comMarch 6 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, we examine the Massachusetts Attorney General's lawsuit against Hometap, legislation that would eliminate all funding for the CFPB, Oregon's consideration of DIDMCA opt-out legislation, the Wisconsin Appeals Court's rejection of National Bank Act preemption, and much more.
www.ballardspahr.comOn September 20, Governor Newsom signed AB 2424, which establishes a significant set of new foreclosure notification and sale requirements for mortgage lenders. The law is effective as of January 1, 2025....more
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