The UK government plans to improve guidance for student loans. This follows a dispute over repayment. Officials aim to make terms in England easier to understand. Burnham is rejecting calls to change loans in the Budget. The dispute exposed problems with repayments. In the US, Mississippi heads the list for student loan defaults. Borrowers have trouble paying back. They are rushing to choose fresh repayment options. Law school is emerging as a pricey indulgence. There are demands for increased assistance.